If you need space, reliability, and capability without spending a fortune, the used SUV market is packed with gems. We’ve tested and ranked the top 5 used SUVs under $20,000, balancing value, longevity, and features to help you make the smartest buy.
1. 2018-2020 Honda CR-V (5th Gen) – The All-Around Champion

- Why Buy? Roomy interior, excellent fuel economy, legendary reliability.
- Engine: 1.5L Turbo (190 HP) or 2.4L (184 HP)
- MPG: 28 city / 34 highway (FWD)
- Safety: Honda Sensing (AEB, Lane Keep) standard on most trims
- Price Range: $16K–$20K (EX-L trim under budget)
- Watch For: Oil dilution issues in cold climates (check service history)
Best For: Families who want a low-maintenance, fuel-efficient SUV.
2. 2017-2019 Mazda CX-5 – The Driver’s Choice

- Why Buy? Sharp handling, premium interior, strong reliability.
- Engine: 2.5L (187 HP) or Turbo 2.5L (250 HP, rare under $20K)
- MPG: 24 city / 30 highway
- Safety: Available i-Activsense (AEB, Blind Spot Monitoring)
- Price Range: $15K–$19K (Tourings with low miles)
- Watch For: Older models may lack Apple CarPlay (can be retrofitted)
Best For: Enthusiasts who want fun driving dynamics in an SUV.
3. 2016-2018 Toyota RAV4 (4th Gen) – The Dependable Workhorse

- Why Buy? Bulletproof reliability, strong resale value.
- Engine: 2.5L (176 HP) or Hybrid (194 HP)
- MPG: 23 city / 30 highway (26/34 for Hybrid)
- Safety: Toyota Safety Sense (AEB, Adaptive Cruise) on 2018+
- Price Range: $14K–$18K (Hybrids push $20K)
- Watch For: Dated interior tech in pre-2019 models
Best For: Buyers who prioritize long-term reliability over flashy features.
4. 2015-2017 Lexus RX 350 – The Luxury Bargain

- Why Buy? Near-silent ride, plush seats, V6 power.
- Engine: 3.5L V6 (295 HP)
- MPG: 19 city / 26 highway
- Safety: Lexus Safety System+ (AEB, Lane Assist) on 2016+
- Price Range: $18K–$20K (Higher-mileage examples)
- Watch For: Older infotainment (no touchscreen)
Best For: Buyers who want luxury comfort without luxury repair bills.
5. 2016-2018 Subaru Forester – The Adventure-Ready Pick

- Why Buy? Standard AWD, great visibility, rugged durability.
- Engine: 2.5L (170 HP) or Turbo XT (250 HP)
- MPG: 22 city / 29 highway
- Safety: EyeSight (AEB, Adaptive Cruise) on most trims
- Price Range: $13K–$18K (XT Turbos rare under $20K)
- Watch For: CVT lag in base models
Best For: Outdoor lovers who need all-weather capability.
Comparison Table
Model | Years | Price Range | MPG | Best Feature |
---|---|---|---|---|
Honda CR-V | 2018-2020 | $16K–$20K | 28/34 | Best fuel economy |
Mazda CX-5 | 2017-2019 | $15K–$19K | 24/30 | Best driving feel |
Toyota RAV4 | 2016-2018 | $14K–$18K | 23/30 | Most reliable |
Lexus RX 350 | 2015-2017 | $18K–$20K | 19/26 | Best luxury |
Subaru Forester | 2016-2018 | $13K–$18K | 22/29 | Best AWD system |
Final Advice: How to Buy Smart
- Prioritize Certified Pre-Owned (CPO) if possible (extended warranty).
- Avoid high-mileage luxury models (Lexus is the exception).
- Get a PPI (Pre-Purchase Inspection) – $150 could save you thousands.
Which one fits your lifestyle? Drop a comment below!